How Payments Work
Transparent, encrypted checkout processes facilitating instant virtual coin credits and absolute cardholder data protection.
Select Coins
Log in to the Chiky Mobile Application or visit our online credit portal. Open your digital wallet and select one of our transparent coin packages (ranging from ₹89 for 70 coins up to premium enterprise bundles).
Select Payment Method
Proceed to checkout and select your preferred secure payment method. We support globally recognized cards (Visa, Mastercard, American Express, Discover), mobile electronic wallets (Apple Pay, Google Pay), and verified local alternative payment networks.
Secure Encrypted Processing
Your transaction details are instantly processed through our global PCI-DSS Level 1 compliant gateway acquirers using SSL/TLS 256-bit encryption. Your payment is validated using 3D Secure 2.0 (Verified by Visa / Mastercard Identity Check) to prevent unauthorized use.
Instant Wallet Credit
Once our gateway approves the transaction, our real-time coin ledger instantly routes and credits the virtual coins to your Chiky user account. Your updated coin balance will be instantly visible in your profile wallet.
Transaction Confirmation Receipt
Our automated billing system instantly drafts and sends a formal transaction confirmation receipt containing your order invoice, date, transaction ID, and package details to your registered email address.
Secure Purchasing
At Chiky, we utilize state-of-the-art security systems to ensure that your digital transactions are fully shielded. We never store raw credit card credentials on our servers, and every transaction is monitored in real-time by automated fraud prevention systems.
SSL TLS 1.3 Encryption
All network traffic and financial credit card inputs are wrapped in high-grade TLS 1.3 encryption layers.
PCI-DSS Level 1
Transactions are processed via gateway providers complying with the highest data security standards.
3D Secure 2.0
Mandatory cardholder validation processes to authenticate your purchase and secure your identity.
Instant Invoices
Receive an automated payment receipt with a unique transaction reference key for every purchase.
* If you encounter any technical issues during purchasing, or your coins fail to credit, please open a support ticket on our Contact Us page. Legitimate billing inquiries are resolved within 24 hours.
Standard Coin Tiers
Choose a virtual package to start supporting your favorite creators.